Virginia Health Insurance is certainly an important topic in 2013. At 1-Virginia-Health-Insurance.com we will provide you with the best information on all types of VA health plans. You will find relevant health care news on this site. When the Affordable Health Care Act was passed, it mandated that every state provide consumers with a health insurance exchange by Jan 1, 2014. A year ahead of the health care law implementation, less that half of the states have agreed to comply. Consider us your Virginia Health Insurance Exchange, as Gov. Bob McDonnell has stated that Virginia will not participate in a state based health benefits exchange for 2014.
Virginia Health Insurance Options
Finding the right Virginia health insurance plan is important to all Virginians. With the Obama care plan being implemented many residents wonder are asking, Can I keep my current health insurance? With costs of health care and insurance rising, comparing Virginia Health Insurance Companies for the best prices on health-care plans could possibly save you money. Perhaps a better question to ask is, Will I save money if I switch my health insurance carrier?
Mandatory Virginia Health Insurance Options
With mandatory health insurance enrollment upon us soon, we will look at the options available to Virginia families.
Virginia Free Health Insurance: The State of Virginia Health Insurance program is administered by the Dept of Medical Assistance Services (DMOS). In 2012 there over 580,000 children, parents, elderly and individuals with disabilities enrolled for Virginia low income health insurance. There are several medical assistance programs in Virginia and the income eligibility requirements vary with the different programs.
Affordable Health Plan Options: For self paying consumers there are options with health insurance. Premium health insurance plans may or may not be out of reach due to the cost. These include low-deductible plans. Some Virginia residents have opted to purchase high-deductible health insurance at lower premiums. The Insurance does not kick in until they have met their deductible for the year. High deductible medical insurance can be combined with a medical discount plan. Companies like AmeriPlan Health help it’s member save on Doctor visits and all types of medical care. Health Care Tip… use a discount health plans to combine with affordable medical insurance.
Virginia Health Insurance for Seniors
For Seniors in Virginia we have researched the Medicare situation. What we have found is that there are three optional Medicare plans. 1,203,462 Virginia residents qualified for Medicare in 2012.
- Medicare Advantage Plans are a substitute for the Original Medicare plan provided by Medicare. 173,844 Virginia Seniors elected to join a Medicare Advantage Plan in 2012. With 24 different Advantage plans available you may want to consider these Virginia Medicare Advantage Plans.
- Medicare Supplement Insurance is a supplemental option that helps pay some of the costs that traditional Medicare does not. These Medigap policies comply with Medicare regulations and are offered by private medicare insurance companies. Find Supplement Medicare Insurance in Virginia.
- Medicare Part D Plans are optional Medicare Prescription Drug Plans. Having an RX Plan as a Seniors is a good idea. You never know when you will require a new medication. Having prescription insurance or a prescription discount card will help you save money.
Dental Insurance Add On
The Virginia Health Insurance Laws do not require insurance companies to provide dental insurance with their health plans. Virginia Dental Insurance is optional, but having a good dental plan can help save money. It can also be good for your dental health. With hundreds of dental providers in Virginia, AmeriPlan Dental Plan is one of the leading discount dental plan providers in the USA.
Virginia Health Insurance Plans site updated Jan 25, 2013
Coming soon: West Virginia Health Insurance